AFMC’s health insurance program includes an exceptional wellness component that pays a generous amount of the insurance premiums for employees and their spouses who participate in annual health screenings. The screenings include a finger-prick lipid panel for cholesterol, waist measurement, blood pressure reading and nicotine screening.
Employees, their spouses and their eligible dependents, including dependents to age 26, are insured through the AFMC Employee-Funded Plan. The plan features a $25 primary care physician and $35 specialty copay, $500 individual and $1,000 family deductible, prescription drug benefits, $2,000 out-of-pocket maximum and 100 percent payment for childhood immunizations. Coverage is effective the first of the month following the date of hire.
AFMC pays 80 percent of dental insurance premiums for our employees, their spouses and their eligible dependents, including dependents to age 26. Employees are insured through the AFMC Employee-Funded Plan. The plan features a $50 deductible per family member and pays 100 percent of diagnostic and preventive services, 80 percent of basic restorative work, 50 percent per schedule for major restorative work, and a $1,500 annual maximum. Orthodontic coverage is limited to 50 percent of eligible charges with a $1,500 lifetime maximum. Coverage is effective the first of the month following the date of hire.
All employees receive a safe-harbor contribution of 3 percent of earnings to the company 401K pension plan, beginning at the date of employment. Employees who are at least 21 years old become eligible for an additional 1 percent contribution on the first of the month following their one-year anniversary. The safe-harbor contribution is immediately 100 percent vested (owned by the employee) and the additional 1 percent contribution vests on a five-year schedule. In addition, employees are eligible to make tax-deferred contributions to the plan beginning at their date of employment.
AFMC pays for a life insurance policy equal to 1.5 times an employee’s basic annual earnings. Spouse coverage is $5,000. Child coverage for dependents 14 days to 6 months old is $1,000; coverage for dependents 6 months to 19 years old (25 if full-time student) is $5,000. Coverage is effective the first of the month following the date of hire.
This benefit covers only AFMC employees and is subject to a 14-day elimination period. Payment is limited to 60 percent of weekly basic earnings up to a $1,500 weekly maximum for up to 24 weeks. Coverage is effective the first of the month following the date of hire.
This benefit covers only AFMC employees and is subject to a 90-day elimination period. Benefits are payable at 60 percent of semi-monthly basic earnings reduced by other income, subject to benefit maximums. Coverage is effective the first of the month following the date of hire.
PAID TIME OFF (PTO)
Full-time employees accrue 16 days of PTO annually, which can be used after completion of the introductory period. (This increases to 21 days after five years of service.) Part-time employees accrue PTO on a pro-rated basis.
EXTENDED ILLNESS BANK (EIB)
Full-time employees accrue eight days of EIB annually, which can be used after completion of the introductory period. Part-time employees accrue EIB on a pro-rated basis.
• Accident guard insurance
• Accidental death and dismemberment insurance
• Additional term life insurance
• Cancer insurance
• Credit union membership
• Critical illness insurance
• Flexible spending account
• Identity theft and legal protection
• Pet insurance
• Vision insurance
• Monday, Jan. 2 - New Year’s Day
• Monday, Jan. 16 Martin Luther King, Jr. Day
• Monday, Feb. 20 - Presidents’ Day
• Monday, May 29 - Memorial Day
• Tuesday, July 4 - Independence Day
• Monday, Sept. 4 - Labor Day
• Friday, Nov. 10 - Veteran's Day
• Thursday and Friday, Nov. 23 & 24 - Thanksgiving holiday
• Friday and Monday, Dec. 25 & 26 - Christmas holiday